Health Insurance

The New Zealand public health system provides quality emergency care and treatment for serious medical conditions. However, rising health care costs continue to put pressure on the public system’s ability to both diagnose and treat non-urgent medical conditions, including those with a significant impact on lifestyle.

In many cases, you will need to join a public waiting list, which can mean waits of many months before you are treated. This could result in pain continuing for a significant period, or your health issue getting worse in the meantime.

Some of the medical policies also include cover for non-Pharmac drugs. These are drugs not funded by the government and include many cancer drugs. The cost of these drugs can be significant – ranging from tens to hundreds of thousands of dollars per treatment.

Whether you need diagnostic scans, surgery, hospitalisation or ongoing help with recovery, you can be sure that we have a health policy for your circumstances and budget.